Car claim with LV Insurance?


Why you may not want to claim on your insurance after a no-fault accident. Compare our services to those provided in your policy, contact us today.



Get free independent alternative advice by calling Car Call today on the number above and compare our services to that of your insurance company after an accident.

As an LV Car Insurance policy holder, you may choose to get in touch with LV to provide your accident assistance. But did you know that drivers who are not ‘at-fault’ can alternatively get assistance without a claim on their insurance policy?

Car Call help thousands of drivers every year get their vehicles repaired, a replacement hire car and legal assistance.

To find out how our independent alternative assistance can benefit you, call 0330 058 1704 and we will be happy to help.


So what’s the difference?

If you make a claim for an accident that is not your fault, you probably lose your no-claims bonus, be required to pay-out your excess before your car is repaired and the cost of your next insurance premium is likely to be increased due to your claim.

We and our partners act independently of all insurers when we deal with your accident claim. So - because you are not using your policy, you will have no excess to pay and your no-claims bonus is not affected in any way.

The cost? Our partner solicitors recover the costs of the services we provide, directly from the insurers of the at-fault driver.


So how do you help me?

Our alternative non-fault accident assistance helps thousands of motorists every year.

You still get an excellent repair (using a manufacturer approved garage if you wish) – you just don’t have to claim on your car insurance.

We and our partners provide all the services you need to get you back on road again.

  • Our partners provide a like-for-like replacement hire-car for you to use for the duration of your repairs

  • Guaranteed vehicle repairs at an approved accident repair centre or at a repair centre of your own choice

  • Assistance with the recovery of expenses, vehicle recovery charges, vehicle storage charges and other costs relating to your accident

  • Our partner solicitors can help with claims for compensation if you have been unfortunate enough to be injured in the collision

  • You receive 24/7 help and advice from our UK based claims team



To get independent accident assistance now, call us on 0330 058 1704 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury