How do I report a claim to Hastings Essential Insurance


Why you may not want to claim on your insurance after a no-fault accident. Compare our services to those provided in your policy, contact us today.



Get free independent alternative advice by calling Car Call today on the number above and compare our services to that of your insurance company after an accident.

If you have a Hastings Essential car insurance policy, you would typically get in touch with the Hastings Essential car accident claims line following your accident. For independent advice and assistance with car accident claims call 0330 058 1704 and we will be happy to help.

If you have had a road accident that was not your fault, you don’t have to make a claim on your insurance policy to get your vehicle repaired. Car Call and our partners help thousands of motorists every year get the help that they need following non-fault accidents.

Because we and our partners recover both your costs and ours directly from the at-fault drivers insurer, there is an alternative to a claim on your own policy. Consequently, you have no excess to pay and your no-claims bonus should be protected.


How our service works

We appreciate that being involved in a car accident can be a very stressful experience, so the last thing you need is extra expense or a difficult claims process to deal with.

Our aim is to make things as easy as possible for our customers by arranging everything you need to get you back on the road in the shortest possible time.

Most of us can't do without our cars, whether you use it for business or not.

We will arrange for you to have a replacement hire vehicle that is of similar make, model and engine size to your own, so you can continue your daily activities as normal. Your replacement vehicle can be delivered to your home or place of work and you can use it until your own vehicle is repaired, or you receive a settlement cheque for a total loss.

We all want high quality repairs to our own vehicles, that’s why we only use repairers we know will provide an excellent service. We can arrange your repairs for you at one of our approved accident repair centres or even at repair centre of your own choice.

If you have unfortunate enough to be injured as a result of your accident, the solicitors we work with can help you pursue a claim for compensation. They can also help with the recovery of costs for damaged property or expenses.

To find out if we can help, please call us on 0330 058 1704 or complete the simple enquiry form on this page.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury