Make a car accident claim with Saga Insurance?


Why you may not want to claim on your insurance after a no-fault accident. Compare our services to those provided in your policy, contact us today.



Get free independent alternative advice by calling Car Call today on the number above and compare our services to that of your insurance company after an accident.

If you are with Saga Insurance you would normally get in touch with the Saga car accident claims line following your accident. For independent advice and assistance with car accident claims call 0330 058 1704 and we will be happy to help.

We all have to have car insurance in order to protect ourselves and others from the often large costs associated with road traffic collisions.

However there are many situations where it may be advantageous to make your accident claim independently of your insurer.

If you were not responsible for the collision, you may find that your insurer will require you to pay the excess on your policy before your vehicle can be repaired.

Depending on the circumstances of your collision, we may be able to provide the all help and assistance you need to resolve issues such as a replacement vehicle, your vehicle repairs and legal matters.

As we deal directly with the insurer of the at-fault driver, you will almost certainly not need to make a claim on your own insurance policy, so you will have no excess to pay and the costs will be passed on directly to them.

Our service includes the following:

  • Should your vehicle be un-roadworthy we will provide a like-for-like replacement for you to use until your vehicle is repaired. Your replacement vehicle will be delivered typically within 3 hours of starting your claim

  • If your vehicle is roadworthy we will provide you with a replacement when your vehicle is being repaired

  • Repairs to your vehicle will be carried out at an approved accident repair centre or at a garage of your own choice

  • Legal assistance is available with issues ranging from the recovery of expenses to the pursuit of injury compensation settlements

  • 24/7 customer support with your claim


To find out more about our service, simply call 0330 058 1704 and we will be happy to help. Alternatively complete the short form on the right hand side of this page and we will call you back.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call, no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury