Prudential claims department


Why you may not want to claim on your insurance after a no-fault accident. Compare our services to those provided in your policy, contact us today.



Get free independent alternative advice by calling Car Call today on the number above and compare our services to that of your insurance company after an accident.

If you have a Prudential car insurance policy you would normally get in touch with the Prudential insurance claims line following your accident. For independent advice and assistance with car accident claims call 0330 058 1704 and we will be happy to help.

Having to make a claim on your car insurance policy is unfortunately something most of us will have to do at some point in our lives.

It may enable you to get the repairs done to your vehicle, but you will probably have to pay the excess on your policy before the process can be started.

If the accident was not your fault you should be able to recover this cost at a later date, but this could leave you out-of-pocket for a period of time.

There is however an alternative way to get the repairs and assistance that you need without having to make a claim on your own policy.

Every year We and our partners help thousands of people resolve their accident issues independently of their insurers. We will arrange your repairs; provide a replacement hire vehicle and arrange legal assistance if you need it.


How we can help

Being involved in a road accident can be a stressful experience. Our aim is to make the whole process of resolving your accident issues as easy as possible.

Also because we and our partners recover the costs associated with your accident directly from the insurer of the at-fault driver.

The benefits of our service include:

  • No excess to pay on your policy

  • Your claim should not affect your future insurance costs

  • A like-for-like replacement vehicle

  • Your replacement vehicle will be delivered typically within 3 hours of starting your claim

  • Your vehicle will be repaired at an approved accident repair centre

  • If you want to use a particular garage, we will arrange this for you

  • Legal assistance with all accident related issues

  • 24/7 support and advice with all aspects of your claim


To find out how we can help with your accident claim, call 0330 058 1704 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury