Skoda Car Insurance Car Claim?


Why you may not want to claim on your insurance after a no-fault accident. Compare our services to those provided in your policy, contact us today.



Get free independent alternative advice by calling Car Call today on the number above and compare our services to that of your insurance company after an accident.

If you have a Skoda car insurance policy and you are looking to make a claim after a non-fault accident, you may think that they are the only ones that can get your car repaired.

Well - actually, just like thousands of other drivers who use our service – you also have the alternative option of independent accident assistance from Car Call.

Find out how our accident assistance compares to a claim on your policy, call 0330 058 1704 and we will be happy to help.

The biggest disadvantage of making a non-fault accident claim on an insurance policy is that you will almost certainly have to pay your excess before any repairs to your car can be started.

This money should be recovered by your insurer at a later date – but if you use our independent accident assistance, you do not have to pay anything at all.

Also don’t forget that a claim on your car insurance will almost certainly result in an increase in the cost of your annual insurance.


How do you help?

We provide a comprehensive range of accident related services for you, including arranging car repairs and providing a replacement car for you to use during the repair process.

Thousands of people use our services every year. We and our partners provide all the services you require to resolve your accident related issues and when your repairs are complete, we recover the costs directly from the at-fault driver’s insurance provider on your behalf.

Our assistance offers the following benefits:

  • You will have no excess to pay on your policy

  • Your no-claims bonus is protected

  • You will receive a like-for-like replacement hire-car

  • Your replacement hire-car is delivered to your home or place of work, typically within 3 hours of accepting your claim

  • Car repairs are carried out at an approved accident repair centre or at a repair centre of your own choice

  • Our partner solicitors arrange legal assistance with your accident related issues

  • Costs of the services provided are recovered directly from the at-fault drivers insurer on your behalf



If you have any queries regarding your non-fault accident, call 0330 058 1704 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury