Advice for driving safely in rural areas


Contrary to popular opinion, driving on rural roads can be just as dangerous, if not more so, than driving on main roads or motorways. More than 50% of all fatalities on UK roads occur in rural areas.

Potential hazards on rural roads

Country roads can have many potential hazards for the unwary driver. Visibility can be a problem because of twists and turns in the road and hedges and trees obscuring a clear view of what is round the corner. Extra care should be taken in country lanes because livestock or farm machinery could be emerging from narrow tracks or field gates.

Another feature of long country roads that often catches out the unwary are sudden dips in the road. This can mean that the road ahead may 'appear' to be clear and safe to overtake a tractor or slow moving vehicle, but the vehicle approaching is just not visible in your line of sight due to the contours of the land.

Drivers not used to rural driving need to take extra care around horses on the road, they can be easily 'spooked' by road vehicles and behave unpredictably. Always allow a lot more time to pass a horse and rider because the manoeuvre has to be done slowly in order to be safe.

Many accidents occur because a driver stuck behind a tractor or other slow moving farm vehicle, gets impatient. Never take risks when overtaking, if you are in a queue of traffic behind a slow vehicle wait for your turn to overtake, and never be tempted to overtake several vehicles at once.

If you have to overtake a slow moving farm vehicle bear these points in mind:

  • Always 'hang back' from the vehicle in front and check that there is plenty of clear road ahead before attempting to overtake

  • If the vehicle in front has a trailer or is very long, allow extra time to get past

  • Towed farm equipment can often be much wider than the average car, so ensure that there is plenty of space for you to get passed

  • Avoid following an overtaking vehicle unless you are absolutely sure you have time to complete the manoeuvre safely

  • NEVER be tempted to overtake more than one vehicle at a time


If you have had an accident that was not your fault, please call us now on 02392 484 244 for free help and advice from one of our experienced claims advisors.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury