How to drive safely near horses
and their riders


If you are not used to rural driving, you may not know how to drive safely near horses and their riders. There will always be some drivers who 'assume' that because a rider and their horse are on the road, then they are both used to busy traffic - think again.

There may also be those drivers who simply have little or no respect for any other road users. These people should be reminded that however well trained, horses can be very upredictable - and could cause a lot of damage to you, your passengers and your vehicle, not to mention their riders.

If you are behind a horse and rider, and even if the road ahead is clear, always slow down before even considering a manoeuvre. Any sudden noises can make a horse 'spook' or panic if they are a little nervous.

Most riders will use signals similar to the arm signals for drivers illustrated in the UK Highway Code, so pay attention to them.

Although riders are generally advised to travel in single file, there may be times when it is safer for them to ride side by side. This may be because either the horse or the rider are unfamiliar with busy roads.

When you decide to pass a horse and rider you must ensure that you have plenty of time to do so SLOWLY. Any other approach could frighten the horse, and it could become difficult to control.

Remember that an out of control horse can cause serious injury to the rider or you and your passengers. Don't take risks, and treat them with respect.

If you have been involved in a car accident that was not your fault, we can help you get a replacement vehicle, car repairs, legal assistance and injury compensation.

Please give us a call on 02392 484 244 , and one of our experienced claims advisors will be happy to assist you.



No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury