BMW motorbike insurance claim?


Why you may not want to claim on your insurance after a no-fault accident. Compare our services to those provided in your policy, contact us today.



Get free independent alternative advice by calling Car Call today on the number above and compare our services to that of your insurance company after an accident.

If you have been involved in a road accident on your BMW motorcycle, you may think your only option is to make a claim on your motorcycle insurance. However, if the accident was not your fault, you also have the opportunity get your bike repaired, a replacement and legal assistance – without a claim on your policy.

Car Call and its partners help thousands of road users every year resolve the consequences of their accidents, completely independently of their insurers.

Our service allows you to get the assistance you need – with no excess to pay, no loss of your no-claims bonus and the cost of your future insurance should not be affected because no claim is made.

Call 0330 058 1704 today to find out how our service compares to a claim on your policy.

Our independent claims service is different, because we provide the assistance you need and then recover the costs of our service directly from the at-fault driver’s insurance company.

There is no claim made on your insurance.


A like-for-like replacement motorcycle

If your bike is un-roadworthy, we and our partners aim to provide you with replacement bike that is as similar as possible to your own. You are then free to use your replacement for the duration of the repair process.

We aim to get you mobile again as quickly as possible, so typically your replacement bike is delivered to your home or place of work within 3 hours of accepting your claim.

If you have a full driving licence, we may be able to provide you with a car as an alternative to a replacement motorcycle.


Your motorcycle is repaired

Your motorcycle repairs will be carried out at one of our network of approved UK accident repair centres.

If however you would like to use a different repairer, just let your claims advisor know and we will arrange this for you.


Legal assistance with expense claims or a personal injury

We appreciate that motorcycle riders are particularly vulnerable to injuries in any type of collision.

Our partner solicitors can also help you to pursue a compensation claim for your injuries and also recover lost earnings and costs of damaged equipment and clothing.

To find out more, call us on 0330 058 1704 or submit an enquiry from this page and we will call you back.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury