Can I get a car following an accident?



If you need a replacement hire car following a road accident, we may be able to arrange for you to have a like-for-like replacement vehicle to use if yours is un-roadworthy and/or being repaired. Costs and charges will be recovered directly from the at-fault driver’s insurer on your behalf. To find out more about this and our other non-fault accident services call 02392 484 244 and we will be happy to help.


Making a car accident claim independently of your insurer

You may be unaware that anyone involved in a road accident that was not their fault is entitled to make their accident claim independently of their insurer. We provide motorists with a comprehensive range of services to assist them at this difficult time.

We provide the help that you need and recover the costs directly from the at-fault drivers insurer on your behalf.

We have helped thousands of drivers with our non-fault claims service. The benefits of our claims service include:

  • There is an alternative to a claim on your own insurance policy

  • There is no excess to pay

  • Your no-claims discount should remain protected

  • We provide a like-for-like replacement vehicle if yours is un-roadworthy and/or being repaired

  • Your replacement vehicle will be delivered to your home or place of work typically within 3 hours of accepting your claim

  • Your vehicle can be repaired at one of our approved accident repair centres or at an accident repair centre of your own choice

  • Repairs carried out on your vehicle are fully guaranteed

  • We arrange legal assistance with the recovery of travel expenses, lost earnings, damaged property or help with personal injury compensation and other accident related issues

  • Free 24/7 help and advice with all aspects of your claim



If you just need a replacement hire-car after your non-fault accident, or you would like us and our partners to manage your entire accident claim, call 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury