Don't pay excess if a car accident wasn't your fault
By increasing the voluntary excess on your car insurance policy, you are agreeing to pay towards the cost of your claim so that your annual renewal costs are kept to the minimum.
However, even if an accident was not your fault, your insurer will almost certainly still require you to pay this excess towards the cost of the repairs - up-front. This may be a considerable sum of money to find for some drivers, so how can this be fair?
Your insurer will probably say ‘the amount can normally be recovered at a later date’, but you could still find yourself out of pocket for a long period of time whilst your insurance claim is being processed.
We and our partners help thousands of motorists every year avoid just this situation.
At Car Call UK, we process your accident claim independently of your own insurer, so there is an alternative to a claim on your policy or pay your excess in order to get the assistance you need after an accident.
We and our partners recover the cost of your repairs, provision of a like-for-like replacement hire vehicle and professional legal assistance directly from the at-fault driver’s insurer.
So you don't have any costs to pay up-front, have any excess to pay and your policy renewal costs should not be affected by your claim.
In addition to this, our UK based claims team will take care of all the necessary arrangements for you, enabling you to get on with your daily activities with the minimum of disruption.
To find out more about our service, call us now on 02392 484 244 and we will be happy to help.
Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call UK and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.