Expert money saving car insurance advice?


There are many ways to save money on your car insurance, here are some of the more obvious ways suggested by car insurance experts:-

  • comparison websites (but not always..)

  • choosing a less expensive car

  • haggling the price over the phone

  • installing a tracker

  • avoid paying by instalments


OK, so you believe you have found the best car insurance policy by using some or all of the above techniques – what else can you do?


Reduce the number of claims you make on your policy…

Most people know that the more claims you have on your car insurance, the more it will cost you in the future.

So how do you avoid making claims on your policy after an accident? Well obviously, if you were at-fault for the accident, you will have to make a claim.

However if you were not responsible for the accident, there is no reason to claim on your insurance.

Resolve all your non-fault claims – independently of your insurer

Thousands of drivers every year choose to use our independent non-fault service rather than make a car insurance claim, here’s why: -

  • They don’t want to pay the excess on their policy

  • They don’t want their insurance costs to go up because of their accident

  • They want something better than an old ‘courtesy car’ as a replacement

  • They want legal assistance to get compensation for an injury or recover lost earnings


We manage your entire accident claim independently of your insurer, so the service we provide is not restricted by the terms of your insurance policy – and of course you are not adding another claim to your insurance record, so they will have no excuse to increase the cost of your insurance.

We and our partners organise all the help that you need and simply recover the costs directly from the at-fault driver's insurer on your behalf.

Contact us now and we can arrange any or all, of the following services for you: -

  • A like-for-like replacement for your vehicle if it is un-roadworthy or in the process of being repaired

  • Your replacement vehicle will be typically be delivered to you within 3 hours of starting your claim

  • Your vehicle will be inspected by an independent automotive engineer to assess the extent of the damage

  • We will arrange for your vehicle to be repaired at an approved accident repair centre in your area

  • If you have a preference, we can arrange for your vehicle to be repaired at a repair centre of your own choice

  • Your repairs are guaranteed and are carried out according to your manufacturers specifications

  • If you require legal assistance, we can arrange this as part of your claim


To get independent car accident claims advice call 02392 484 244 and we will be happy to discuss the options available to you.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.

To avoid a claim on your policy - start your non-fault accident claim now, call 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury