So perhaps you have trawled the price comparison sites, found the cheapest policy and maybe then pushed up the voluntary excess a little - to make it cheaper still.
Surely that’s all you can do to keep your car insurance costs down – isn’t it?
Well - no it’s not.
What is the main cause of an increase in your car insurance costs?
It’s claims. Whether it’s your fault, their fault or both – every claim on your car insurance is likely to cause an increase in the cost of your insurance.
How can you stop making claims on your policy? Well, you could make a conscious effort to improve your driving so you don’t cause any accidents – that would help.
But what can you do about people that carelessly collide with you?
Easy, don’t make an insurance claim on your policy if it was their fault.
How do I get my car repaired, I can’t afford it?
Car Call UK and our partners help thousands of motorists every year get the assistance they need following non-fault accidents, but without making a claim on their own insurance policies.
Our customers choose our service because it avoids another claim on their insurance record, so their no-claims bonus should not be affected.
So who pays for everything? All costs and charges are recovered directly from the insurer of the person at-fault on your behalf.
It doesn’t matter what type of cover you have on your own car insurance policy, because we act independently for you – all the following services are available: -
We will provide a like-for-like replacement for your damaged vehicle
The replacement vehicle is delivered typically within 3 hours of accepting your claim
Repairs are arranged at one of our approved accident repair centres or at a repairer of your own choice
Your vehicle repairs are fully guaranteed and are carried out according to manufacturer specifications
Legal assistance is arranged for accident related issues such as the recovery of expenses, lost earnings or claims for compensation
All costs are recovered directly from the at-fault driver’s insurer on your behalf
Impartial help and advice from our 24/7 help line
To find out more about our service, call us on 02392 484 244 and we will be happy to help.
Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call UK and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.