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Motor Accident?

I don’t want to lose my No Claims Bonus after accident that was not my fault


If you have had an accident and you are not the one at-fault, it can be infuriating to find out you will almost certainly lose your No Claims Bonus too.

A no-fault claim on your car insurance will also mean:

  • You will have to pay your excess before your car is repaired

  • Your next premium will probably go up because of the claim



Get your car repaired without a claim on your policy

Car Call UK and our partners help thousands of motorists every year get the assistance that they need following an accident, but without making a claim on their own insurance policies.

Because they don’t claim on their car insurance policy they don't have to pay their excess or affect the cost of their future insurance.

As well as organising your vehicle repairs and replacement hire vehicle, we also arrange legal assistance to help you recover the costs of any uninsured losses such as expenses, lost earnings, travel costs, hire-vehicle costs or personal injury claim costs.

All these costs and charges are recovered directly from the insurer of the person responsible for the accident.

Get the following assistance following your accident: -

  • We will provide a like-for-like replacement for your damaged vehicle

  • The replacement vehicle is delivered typically on the same day we accept your claim

  • Repairs are arranged at one of our approved accident repair centres or at a repairer of your own choice

  • All your repairs are fully guaranteed and are carried out according to manufacturer specifications

  • Legal assistance can be arranged for accident related issues such as the recovery of expenses, lost earnings or claims for compensation

  • Costs and charges are recovered directly from the at-fault driver’s insurer on your behalf

  • Expert help and advice from our 24/7 help line



To find out more about our non-fault claims service, call us on 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call UK and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.
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