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Motor Accident?

Motorbike insurance – don’t lose your no-claims bonus after an accident

If you have a motorbike accident and it was your fault, it would be reasonable to expect that the resulting claim on your insurance would mean you lose part of your no-claims bonus.

However, does it seem right that you should also lose it if the accident was not your fault? We don’t think so either.

Unfortunately as far as your insurer is concerned, your ‘no-claims’ bonus is not generally viewed as ‘no-blame’ bonus.

Call 02392 484 244 and we will be happy to help you make your claim independently of your insurer so you do not have to make a claim on your policy.

How can I make an accident claim, without a claim on my insurance?

Our non-fault claims service helps thousands of people every year make their accident claims independently of their insurers. We deal directly with the insurer of the person at-fault for the accident so you do not have to make a claim on your own insurance policy.

We will notify your own insurer ‘for information purposes only’ as required by the terms of your policy, but because they do not handle the claim your no-claims bonus should not be affected and you will not have to pay the excess on your policy.

Get the assistance you need

As we are not restricted by the terms of your insurance policy, it enables us to give you the full level of assistance that you are entitled to by law.

All the benefits of our service are show clearly below, with all costs being recovered directly from the at-fault driver’s insurer.

  • You do not have to make a claim on your own insurance policy

  • You will have no excess to pay

  • Your no-claims bonus on your policy should not be affected

  • You are provided with a like-for-like replacement motorbike or you may be entitled to a hire-car (if you have a full current licence) to use for the duration of the repairs to your own vehicle

  • The damage to your motorcycle is assessed by an independent automotive engineer

  • If your motorcycle is deemed to be a total loss or ‘write off’, you can use your replacement for up to 7 days after you receive your total-loss settlement cheque

  • We deliver your replacement vehicle typically within 3 hours of accepting your claim

  • We will arrange for your motorcycle to be repaired at one of our network of approved accident repair centres or at repairer of your own choice

  • We can arrange legal assistance for the recovery of expenses, lost earnings or a claims for a personal injury

  • Help and advice is provided with your claim from our friendly UK based team

To make a claim independently of your insurer, call us on 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call UK and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.
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