Save money, don’t claim on your motorcycle insurance


It can be infuriating to discover that despite being the innocent party in a road traffic accident, your insurance premium still goes up because of your motorcycle insurance claim.

If you have an accident that was not your fault many insurers may still consider that you are still more likely to be involved in an accident in the future. This extra risk is then passed on to you in the shape of an increase in your premium.

To avoid a claim on your motorcycle insurance, call us now on 02392 484 244 and we can arrange the assistance you need independently of your insurer. We will recover the costs directly from the insurer of the person responsible.


Don’t lose this years no-claims bonus

Another side effect of a non-fault claim on your policy is that you are likely to lose this years no-claims bonus.

This is because even though you were not at-fault, it is still a ‘no-claims bonus’ and not a ‘no-blame bonus’.

Another potential disadvantage of an insurance claim is the fact that you will almost certainly still be required to pay your excess up-front before your motorcycle is repaired.

Here at Car Call we and our partners can report your accident to your insurer, but actually handle the claim on your behalf.

So everything is resolved, it does not cost you anything and there is an alternative to a claim on your insurance.

We can arrange for repairs to your motorcycle or you can choose the repairer yourself.

A like-for-like replacement motorcycle will be provided or a car if you have a full licence.

Should you need legal assistance to recover uninsured losses such as clothing and equipment, they will deal with this for you. Also, if you have suffered an injury they will look to pursue a claim for injury compensation on your behalf.

Whatever the circumstances of your accident, we will do our very best to help you in any way we can - so please contact us on 02392 484 244 and our UK based claims team will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury