What are the main causes of car accidents?

After the world's first car accident fatality in London in 1896, the coroner said "This must never happen again." Unfortunately since then over 25 million people have lost their lives in vehicle-related road accidents according to the World Health Organization (WHO).

Despite the advancements in vehicle safety technology, the number of people who are killed or injured on the roads continues to rise. According to a report by the WHO and the World Bank, nearly 1.2 million people die every year on the world's roads, with this figure expected to rise by 65 percent by 2020.

It turns out that that drivers still have a lot to learn when it comes to driving safely and avoiding car accidents. Below are the 5 main causes of car accidents on the road.

Don't be distracted!

One of the most common causes of car accidents on the road is because the driver has been distracted by something. Whether it is using a mobile phone, putting on makeup or just fiddling with the radio or sat nav - that momentary loss of concentration could put you or someone else in serious danger.


Tiredness or fatigue is a major cause of car accidents on our roads. Symptoms of driver fatigue include heavy eyelids, frequent yawning, drifting into the wrong lane, varying the cars speed for no reason, misjudging traffic situations, being fidgety or irritable and daydreaming.

  • Get a good nights sleep before any long journey

  • Share the driving on long journeys whenever possible

  • Avoid long drives after work

  • Be careful about taking medicines that may affect your driving

  • Pull over and stop if you feel drowsy, and keep a window open for plenty of fresh air

  • Take a break from driving at least every two hours

  • Do not drink any alchohol before driving your car, it's not worth the risk

Driving whilst under the influence of alchohol or drugs

The only way to avoid these types of car accident, is not to do it - there is no such thing as a 'safe' level of drink or drugs when driving a vehicle on a public road. Always designate someone to drive who is not going to drink before going for a night out - or just take a taxi.

Excessive speed

Speeding is not only illegal, it increases your chances of having a car accident significantly because the faster you go, the less time you have to react to any unexpected traffic situations. In addition to this, the higher your speed the more severe the injuries will be at the moment of impact. Drivers that fail to slow down in wet, icy or foggy weather conditions also greatly reduce their chances of avoiding potential hazards safely.

Aggressive driving

This is where someone drives in a selfish and inconsiderate manner. These types of drivers are a danger to anyone on the road, because they drive too fast, take unnessary risks and show no consideration for other road users.

If you have been involved in a car accident that was not your fault you may be able to claim compensation. Please give us a call us on 02392 484 244 , and one of our experienced claims advisors will be happy to assist you.

No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a comparable replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a comparable replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury