When you make an accident claim through your insurer and the accident was not your fault, you will still lose your no-claims discount. This sounds unfair but it is actually a common practice amongst insurers. Consequently your next annual insurance premiums are likely to increase.
Despite being the innocent party you may also be expected to pay your policy excess towards the cost of repairs to your car. As the accident is not your fault, you are entitled to claim back this expense via your insurer but it may not be an easy process. You may even have to make your claim from the at-fault drivers insurance company yourself.
So how can you avoid this inevitable increase in your insurance costs and the hassle of claiming your excess back?
Simple, call Car Call UK first.
How a claim with Car Call UK and our partners can save you money
Both of these issues can be easily avoided if you make your claim through Car Call UK.
We specialise in managing all aspects of non-fault motor accident claims on your behalf, so you do not have to claim through your insurance company.
We not only arrange for your car to be repaired by one of our approved repair centres, but we can also provide you with a quality like-for-like replacement hire for you to use for the duration of the repairs. We and our partners recover the costs and expenses directly from the at-fault driver’s insurance company.
This means that your insurance record will not be affected, there will be no change in your yearly premiums due to reduced no claim bonus discount, and there will be no excess to pay.
All the arrangements will be made by a claims advisor on your behalf, and they will keep you fully informed throughout the claims process.
Compensation for injuries
If you have been involved in a car accident that was not your fault, Car Call UK and our partners can help you make a compensation claim for you or your passengers in the event of an injury.
If you have any neck, shoulder, back pain or headaches in the days following the car accident, you may have suffered a whiplash injury. The solicitors we work with are leading industry professionals specialising in all types of car accident injury compensation claims. You can be assured that you will receive the full compensation amount appropriate to your claim, with no hidden costs or deductions.
The best way to find out if you have a claim and how much compensation you could be due is to talk to a qualified professional. Whiplash is a common injury sustained in many car accidents, and if you believe you have any of the symptoms associated with this injury, it's definitely worth getting it checked out by a GP.
If you have had an accident that was not your fault, please call us now on 02392 484 244 for free help and advice from one of our experienced claims advisors.