How to make a taxi accident claim without paying your excess




Whether you run one taxi or one hundred, allowing your non-fault claims to be handled by your insurer – simply makes no sense.

Car Call helps both individual taxi operators and taxi fleets of all sizes by providing independent accident assistance for your non-fault claims.



We and our partners provide your business with fully equipped/plated replacement Taxi cabs, credit-repair and a bespoke accident reporting service that includes FNOL. Our UK based claims team are available 24 hours a day to organise the assistance you need.

We and our partners can provide a fully customised service that will integrate seamlessly with your business.


Making non-fault claims with your insurer

If you make a non-fault accident claim on your fleet taxi insurance policy, then: -

  • You will almost certainly have to pay your excess before your vehicle is repaired

  • You may not have a choice of who repairs your vehicle

  • You may not get a suitably equipped replacement Taxi

  • Your insurance renewal premium is likely to increase



When you use our independent non-fault claims service, you will have a dedicated claims advisor who will deal with all your claims. If the Taxi is un-roadworthy, we will provide you with a comparable plated/equipped taxi typically within 3 hours (if your vehicle is un-drivable) of starting your claim.

Your Taxi will be recovered to one of our UK network of approved accident repair centres and repaired according to your manufacturer’s specifications.

Of course - all costs are recovered directly from the at-fault drivers insurer, so all the bills are taken care of by us.


Is legal assistance included?

Our partner solicitors will provide legal assistance for all your accident related issues, such as lost earnings or claims for injury compensation.

To find out how Car Call can benefit your business, call 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a comparable replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a comparable replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury