About penalty points if you are a new driver. 21/05/13
If you have recently passed your driving test it is important to remember the special conditions that apply to you regarding penalty points.
The key thing to know is that if you have gained 6 or more penalty points within 2 years of passing your test, you will automatically lose your licence.
If you lose your licence you will also have to retake both the theory and practical parts of your driving test.
If after passing your re-test you get 12 penalty points within the next 3 years, you will typically lose your driving licence again for at least 6 months.
Can you get penalty points on a provisional licence?
Even if you are driving on a provisional licence, you can still get penalty points.
If you pass your test and incur a further 3 points (taking you up to 6) within 3 years, then you will lose your licence.
Should you get to 6 penalty points whilst still on a provisional licence you won't lose it, however you will if you get any further points in the 2 years following your test.
The rules apply to all new drivers who have passed their first driving test in:
The EC/EEA countries are:
Austria, Belgium, Bulgaria, Czech Republic, Republic of Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovenia, Slovakia, Spain and Sweden.
These rules are also applicable if you change a foreign driving licence for a British licence and then pass the driving test in Great Britain.
No need to claim on your insurance
However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.
We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.
No excess to pay
This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.
By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.
Receive a comparable replacement hire vehicle
Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.
Car Call and its partners will provide a comparable replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.
So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.
Manufacturer approved vehicle repairs
Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.
Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.
Legal Assistance
They issues they can assist you with include:
- Recovery of the cost of the replacement hire-vehicle
- Recovery of the cost of uplifting your damaged vehicle
- Recovery of all repair costs
- Recovery of the cost of damaged of personal items
- Seeking financial compensation for an injury
