11/03/19 Dash cams – are they worth it?

The last few years have shown a rise in the sale of dash cams for drivers across the UK.

These are small video cameras that attach to the inside your vehicle. They can record your journeys and add peace of mind if you were to ever end up having an insurance dispute over a accident.

There many potential advantages that you can expect from having a dash cam, but they can sometimes come at a cost. The price of a dash cam can range from under £50 to over £200 but it could prove beneficial if you were to ever be involved in an accident.

Dash cams can help prevent insurance claim fraud and can be a perfect solution if you were to ever end up needing proof of an accident or that it wasn’t your fault. The cameras can even record every aspect of your journey and with having one you can ensure your car is protected against false claims.

They don’t just help the everyday driver. If you are a fleet company owner and you need to monitor your drivers then dash cam footage can make this easy and you can ensure your staff are not committing driving offences and to ensure insurance premiums are as low as possible.

There are cameras available that offer added features like alerts as you are driving, such as lane departure warnings, traffic movement warnings, and forward collision warnings.

As a Motor Claims company, Car Call see insurance claim disputes all the time, and know that with the footage of dash cams the disputes are always much easier to settle. Dash cams are definitely worth the money for the added security of knowing you could make it easier when looking into liability if an accident was ever to happen.

Car Call not only help people after an accident - we also like to help our readers stay informed about all aspects of road safety.

Call us on 02392 484 244 if you need any advice following an accident.

All content is believed to be accurate at the time of publication.

No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a comparable replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a comparable replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury