What can I claim for after a non-fault accident?

If you have been involved in an accident that was not your fault, you will be able to claim for all the costs and charges associated with your accident. This will include organising the repairs to your vehicle, providing a temporary replacement and legal assistance with your claim. Call 02392 484 244 and one of our experienced advisors will be happy to help.

What is covered by our independent claims service

There are a many costs and expenses that can arise following a road accident. These may include:-

  • Replacement hire-vehicle or travel costs

  • Recovery costs for your damaged vehicle

  • Storage costs

  • Lost earnings

  • Private medical costs

  • Recovery of costs of personal possessions

We can arrange the necessary legal assistance to recover these costs on your behalf.

Bear in mind that you will need to ensure you have evidence of your expenditure to support your claim.

Can you repair my vehicle?

Yes, we will arrange for your vehicle to be repaired at an accident repair centre of your choice or we can use one from our approved repairer network.

So I don't need to make a claim on my own insurance?

We have helped thousands of motorists resolve their non-fault accident claims. We provide a comprehensive claims service enabling drivers to get the help and assistance they need without the disadvantages of a claim on their own policy.

Our service at a glance:

  • An alternative to a claim on your own car insurance policy

  • No excess to pay

  • Your no-claims bonus should not be affected

  • Your vehicle is repaired at an approved accident repair centre

  • We and our partners provide you with a comparable replacement vehicle

  • Legal assistance can be arranged for all your accident related issues

  • 24/7 support and advice

  • Costs and charges are recovered directly from the at-fault drivers insurer on your behalf

If you are looking to make a non-fault accident claim or you would just like some advice, call us on 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.

No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a comparable replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a comparable replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury