Passenger injury claim against driver?

As a passenger injured in a car accident, you have the right to seek compensation for your injury from the driver if they were responsible for the accident. Call 02392 484 244 for further advice.

What are my rights as passenger in a car accident?

As an injured passenger in a car accident caused by the driver, you have the same rights as if you were driving a car yourself and were hit by a careless driver.

In this instance, if the driver of the vehicle you were in was responsible for the accident then we can look to pursue an injury compensation claim on your behalf.

The driver is a friend of mine, will it affect their insurance?

If your friend caused the accident then they would have to let their insurer know and the driver of the other vehicle involved would be making a claim against them anyway.

Consequently their insurance premiums and no-claims discount are likely to be affected whether you make your injury claim against the driver or not.

How is the injury compensation settlement amount decided?

Your appointed solicitor will discuss the circumstances and consequences of your accident and will look to achieve the best possible claim settlement for you.

Issues that will have a bearing on the value of your settlement can include:

  • The discomfort you suffered at the time of the accident and since

  • How your injury is likely to impact your life

  • If you require specialist treatment or therapy

  • If the injury is likely to lead to a permanent disability

  • Costs of medical aids or equipment you may need

  • Costs of personal care/assistance

  • Special modifications you may need to your home

  • Adapted vehicle or mobility aid requirements

  • Loss of potential earnings from your inability to work

To find out more about our service, call on 02392 484 244 and we will be happy to help.

No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a comparable replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a comparable replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury