Personal injury advice



The injuries that can be sustained in car or road accidents will of course vary depending on the circumstances. This section is intended as a general guide to the symptoms and possible treatments of two of the more common types of injuries that can occur in both major and minor road accident situations.

If you feel that any of these symptoms or conditions relate to you or a passenger within the vehicle, we recommend that you seek immediate professional medical advice to determine an accurate diagnoses and an appropriate course of treatment.


Whiplash injuries and whiplash associated disorders

Anyone involved in a collision with another vehicle may suffer from discomfort either after, or during the hours or days following a road traffic accident - this could be the result of a whiplash injury. Whiplash injuries are caused by the rapid backward and forward motion of the head that can occur when one vehicle collides with another or indeed any object even at very low impact speeds.

Minor whiplash injuries can manifest themselves as stiffness and/or discomfort in neck area, lasting from several weeks to several months. Major whiplash injuries can involve damage to the spinal vertebrae and also to the tissues in and around them, resulting in much longer recovery times and sometimes with long term debilitating consequences.

Either of the above conditions may lead to other associated disorders stemming from nerve damage to post traumatic stress or even mental health issues from the accompanying trauma.


Head injuries

Head injuries are also not uncommon in motor accident collisions. Despite the widespread introduction of airbags in modern cars and their consequent reduction in the incidence and severity of head trauma - it is still a common type of injury in many road accidents.

If you have sustained a whiplash injury or any injury following a road accident that was not your fault, you may be able to claim compensation. You can either claim online using the button below or call us now on 02392 484 244 for help and advice from one of our experienced claims advisors.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a comparable replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a comparable replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury