When to make a personal injury
compensation claim




Car Call and our partners specialise in helping both motorists and motorcyclists with all aspects of vehicle repairs, replacement car-hire and personal injury compensation claims following non-fault road accidents.

Although current UK law states that you can still make a personal injury compensation claim as long as it occurred within the last 3 years, if the accident has happened recently, then you should start your claim as soon as possible!

Some lucky people can remember small details of events that happened months ago, but most of us have trouble remembering what happened last week! The fact is, when it comes to making a compensation claim, it is often the case that the more information you can give us about the circumstances of the accident, the more chance you have of making a successful claim.

You may have written down all the usual information after the accident, but if for example the information you were given was false, any other information you remember about the vehicle could help us to trace it, and the owner.

All our claims advisors are specially trained to collect as much information as possible about an accident when you call, so if the event is still fresh in your mind, it helps us considerably.

Remember all our services are cost-free, this is because we and our partners recover our costs from the at-fault drivers insurance company.

If you have been injured in a car accident that was not your fault, we can help you make a personal injury claim. Just give us a call us on 02392 484 244 .


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a comparable replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a comparable replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury