Can I get hire-car if I am not at-fault for an accident?


If you only have a courtesy car on your policy and don’t want to put up with an old hatchback from the repair centre as a replacement, call us now on 02392 484 244 and we will organise a suitable vehicle for you.

Our non-fault car-hire and repair service includes a ‘like-for-like replacement hire-car, which means that the vehicles we provide will match as closely as possible the make and model of your own.

The majority of the vehicles we supply are less than 6 months old and we can typically deliver them to your home or place of work within 3 hours of starting your claim.


We don’t just provide hire cars – we provide complete accident assistance that avoids a claim on your insurance

We independently help any driver who has had a non-fault car accident by organising their accident repairs, their hire vehicle and their legal assistance.

We provide an alternative to a claim on your own car insurance and we and our partners recover the costs directly from the insurer of the at-fault driver.


Advantages of our independent claims service over a claim on your car insurance

Our independent claims service has many benefits over a claim on your policy.

  • An alternative to claim on your own car insurance policy

  • Your no claims bonus stays protected
  • You do not have to pay any excess you may have on your policy

  • You receive a replacement vehicle that is suitable for your needs

  • Your own vehicle is repaired at one of our approved Accident Repair Centres

  • You can choose a specific repairing garage if you wish

  • You receive full professional assistance with all your accident related issues

  • We and our partners recover the costs directly from the insurer of the person responsible on your behalf



To get a hire-car and your vehicle repaired after a non-fault accident call 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected. `


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury