You may have heard the term 'split liability' and wondered - what does that actually mean?
If you are involved in a car accident and the circumstances of the accident mean that no single individual is clearly responsible for it's occurrence then the liability or responsibility for the accident will have be apportioned to both individuals appropriately.
For example if two drivers reverse into each other in a car park, both people were clearly not paying attention to their surroundings, and so this would usually be a case of a 50/50 split liability claim. Both parties involved will have to bear half of the costs of the repairs.
The liability for a car accident can of course be split in other proportions too, depending on the circumstances.
So who decides how the liability is apportioned?
This would typically be decided between both insurers involved or a claims management company and the insurer. Fortunately liability rarely needs to be decided in court, except in exceptional circumstances.
Car Call UK and our partners specialise in helping drivers with all the issues surrounding car accidents or in fact accidents involving any type of road vehicle. If the accident was not your fault we may be able to provide an alternative to a claim on your insurance policy.
Even if your accident was a split liability we may still be able to help you, so feel free to contact us as on 02392 484 244 and one of our experienced claims advisors will be happy to help.