We all need insurance to protect ourselves from the high costs involved in resolving the aftermath of a road accident.
If you make a driving mistake in your Uber Taxi, you claim on your insurance, it gets resolved and you will probably have to pay more for your insurance next time – we all accept that.
But what if the accident is not your fault – should you accept an increase in your insurance then?
Car Call UK and its partners provide a full accident assistance service for private hire Taxi drivers, Fleet operators and almost anyone following non-fault road traffic accidents.
Our accident assistance is provided independently and there is no-need to make a claim on your insurance policy because we and our partners recover the costs involved directly from the at-fault driver’s insurer.
The advantages of our independent claims assistance
If you make a non-fault claim on your Taxi insurance policy, the cost of your insurance is likely to go up.
In addition to this, if you have an excess on your policy you will still have to pay this up-front before your vehicle is repaired. This money should be refunded to you at a later date, but it could be months before you get it back.
We appreciate that many people also prefer to use a garage that they know and trust to get their vehicles repaired. Your insurer may only offer you a specific repairer and you may find it difficult or impossible to use the garage of your choice.
As an Uber Taxi driver, you may use a prestige or perhaps an MPV as your business vehicle. Your insurer may not be able to provide the type of vehicle that you need as a replacement.
Our hire provider has a large range of vehicles available, including saloons, prestige vehicles and even MPV’s, the majority of which are less than 6 months old. Our service enables you to get the type of replacement vehicle you need and they are typically delivered on the same day you start your independent accident claim with us.
Will my insurer be informed about the accident?
We will contact your own insurer and let them know about your accident ‘for information purposes only’ so that they are made aware of the accident but do not take any action on it.
This means you do not add another claim to your claims record and so your future insurance premiums should not be affected.
The services we provide
We believe is our service is equal to, if not better than the assistance you would receive from any good insurer. Our service enables you to: -
Avoid a claim on your own Taxi insurance. We will report the accident ‘for information purposes only’ so the terms of your policy are met and it is clear that we are handling things for you
Your Taxi will be recovered to an approved accident repair centre or a repair centre of your choice
Your Taxi is repaired according to your manufacturers specifications and the repairs are fully guaranteed
We arrange a quality like-for-like replacement plated Taxi to use if yours is unroadworthy and/or being repaired
Replacement vehicles are typically delivered on the same day that you start your claim with us
Legal assistance can be arranged for the recovery of expenses, lost earnings and also claims for personal injury if appropriate
Costs for all our services are recovered directly from the at-fault driver’s insurer
If you have had a non-fault accident in your Uber Taxi, call us on 02392 484 244 and we will be happy to help.
Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call UK and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.