Home | About us | Contact us | Join Accident Assist | Enquiry | Injury advice | Broker Products | Body Shop | Dealership | Our customers
Competition | No Win No Fee | Compensation Calculator | Whiplash compensation | Compensation for whiplash | Website Terms and Conditions
Compensation claims after a car accident | Personal injury compensation claims | Neck collars for whiplash | Compensation for motorcycle accidents
Surgery for whiplash | Treatment for whiplash | Types of whiplash injury | Whiplash Associated Disorders | Whiplash protection for babies
Whiplash symptoms | personal injury compensation | Claims management services enquiry | Business Enquiry | Copyright © 2012 Car Call UK
Car Call UK
Car Call banner
Customer Enquiry
Join Car Shield

Car accident claim FAQ

 


Do I need to make a car accident claim on my own insurance policy?

Do I need to pay an excess?

What car would I receive in replacement of my own?

When will I get a replacement car?

What cost is there to me?

My car accident happened 3 months ago, can I still make an injury claim?

Can I choose where my car gets repaired?

If your services cost me nothing, who does pay for them?

What does No Win No Fee actually mean?

Will you deduct fees from my compensation settlement?

What is split liability?

What does non-fault accident mean?

I have split liability, can I still claim for my injury?



Q: Do I need to make a claim on my own insurance policy?

A: No, if you have a non-fault accident we can deal with the other drivers insurance company directly with out needing to make a car accident claim on your policy, we can advise your insurance company on your behalf about the claim for information purposes only and also advise them once a recovery of all your losses has been made. This means your No Claims Bonus will be unaffected.

Back to top


Q: Do I need to pay an excess?

A: No excess to pay when we arrange repairs under our funded repair scheme. Following your non-fault car accident you can choose a garage for repairs that you know or we will recommend an approved repairer who will offer a guarantee with the repair. Our claims team go directly to the Third Party Insurance Company to recover the total costs so no excess is required.

Back to top


Q: What car would I receive in replacement of my own?

A: We are able to arrange a replacement car of similar engine size and quality to your own normally less than 2 years old. From a family car to a Prestige car, sports car, 4X4, van, commercial vehicle, motor cycle, or people carrier. Whatever you drive we are normally able to provide a replacement that will suit your needs.

Back to top


Q: When will I get a replacement car?

A: We can provide a vehicle within 3 hours of first notification of your collision if your car is not safe to drive in any way, or cannot be secured. Otherwise we arrange delivery of a replacement just before your vehicle goes in for repairs.

Back to top


Q: What cost is there to me?

A: If the car accident was not your fault, then you will not have to pay anything for any of the services we provide. We recover all the costs on your behalf from the at-fault drivers insurance company.

Back to top


Q: My car accident happened 3 months ago, can I still make an injury claim?

A: Yes. A person can make a personal injury claim up to 3 years from the date of the car accident occurring.

Back to top


Q: Can I choose where my car gets repaired?

A: Yes. Our customers can decide whether they want to use one of our approved repair centres or a garage of their choice.

Back to top


Q: If your services cost me nothing, who does pay for them?

A: We recover all our costs directly from the at-fault party's insurers.

Back to top


Q: What does No Win No Fee actually mean?

A: It means that if we win or lose your injury claim, you will not be charged a fee.

Back to top


Q: Will you deduct fees from my compensation claim settlement?

A: No. You will always recieve the full settlement amount awarded.

Back to top


Q: What is split liability?

A: This means that the cause of the accident was partly your fault. How the proportion is split ie. 50/50, 60/40 etc. will be agreed between insurers/solicitors of the party's involved or in some cases a court ruling. If for example the liability was 50/50, you would be entitled to claim for 50% of your accident repair or car hire costs and 50% of any personal injury settlement.

Back to top


Q: What does non-fault accident mean?

A: This simply means that you were not responsible for causing the car accident.

Back to top


Q: I have had a split liability car accident, can still I claim for my injury?

A: Yes. You can claim for the proportion you are entitled to. Call us on 02392 489860 for free advice.

Back to top



To start your claim now, simply call us on 02392 489860 and one of our experienced claims advisors will make all the arrangements for you.
Free road accident claim enquiry

Tell a friend
Testimonials