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Motor Accident?

Non-fault car insurance claims can actually cost you money


Many people still believe that the only way to resolve the consequences of a road traffic accident is to make a claim on their car insurance.

As far as non-fault accidents go, this has not been true for a long, long time.

In this situation, you now have 2 options. Either make a claim on your car insurance - which is likely to cost you money or make your non-fault accident claim independently of your insurer.

How does a non-fault car insurance claim cost me money?

  • You will probably have to pay your excess before your vehicle can be repaired. So you will be out-of-pocket for several months at least, before you can get your money back from the at-fault drivers insurer

  • The cost of your insurance is likely to increase as a result of your non-fault claim. Because your insurer will now view you as a higher insurance risk because of your claim.



Making your accident claim independently of your insurer means you can get your vehicle repaired and have a replacement hire-car – but without the disadvantages of a claim on your car insurance policy.



Compare our services to those of your own car insurance policy

We and our partners help thousands of people every year make independent non-fault car accident claims.

We provide the assistance they need to get their vehicles repaired, whilst ensuring that they stay mobile with a like-for-like replacement hire-vehicle to use in the meantime.

Our service ensures that your accident related issues are resolved promptly and with the minimum of disruption to your daily activities.

These include: -

  • A like-for-like replacement for your un-roadworthy vehicle

  • We deliver a replacement vehicle to you typically within 3 hours of starting your claim

  • Your replacement can be delivered to your home or place of work

  • Your own vehicle will be repaired at one of our UK wide network approved accident repair centres

  • If you want to use a specific manufacturer approved repairer or garage, we can arrange this for you

  • Legal assistance with all your accident related issues

  • 24/7 advice and assistance with your accident claim



To get assistance with your non-fault accident now, call 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call UK and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.
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