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Motor Accident?

How much does a claim affect car insurance


It will vary from one insurer to the next, but there will almost certainly be an increase of some sort and it is more likely to be on the high side rather than a small increase.

You could change your policy to a cheaper one, but your current insurance provider is likely to want a cancellation fee (if not at the renewal date) and so you are out-of-pocket again.

There is however one way you can avoid your excess charges and any increases in your insurance, and that is to use our independent non-fault accident assistance service.

if you were not responsible for the accident, we and our partners can provide you with the assistance you need – without a claim on your car insurance.


How much will it cost?

This is the best part..

We arrange the assistance you need – including a hire-car, ensure your vehicle is repaired to your satisfaction and then recover the costs back from the at-fault driver’s insurer on your behalf.

This is why thousands of motorists every year choose to use our service – because it just makes sense.

The benefits of our service are shown below: -

  • An alternative to a claim on your own car insurance policy

  • A like-for-like replacement for your car if it is un-roadworthy and/or being repaired

  • Costs and charges are recovered directly from the at-fault driver’s insurer on your behalf

  • No excess to pay and your no-claims discount should not be affected

  • We arrange the repairs for your car at an approved accident repair centre

  • Alternatively, your repairs can be arranged at a garage of your own choice

  • Legal assistance can be arranged for issues including expenses, lost earnings and claims for compensation

  • Our 24/7 help line is available for all your claim enquiries



To avoid the expense of a claim on your car insurance, call us on 02392 484 244 and we start your assistance claim today.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call UK and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.
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