Car accident recovery services after non-fault accidents


If you have been involved in a car accident that was not your fault, call 02392 484 244 and we can arrange for the recovery of your vehicle straight away - and at the expense of the insurer of the person responsible for the accident.

Car Call have been providing non-fault accident assistance for more than ten years now. As an independent provider, we have helped thousands of people get their vehicles recovered and repaired without the need to make a claim on their own insurance policies.


Why avoid a non-fault claim on your car insurance?

If you have just been the innocent party in a road traffic accident, the last thing you need is to discover that you now have to pay the excess on your policy before your vehicle will be repaired.

This unfortunately is likely to happen if you make a non-fault claim.

You will probably still have to pay your excess up-front and your insurer will almost certainly increase your next insurance premium as a result of your claim.


Do I get my car repaired and a hire-car?

Yes, we will provide you with a like-for-like replacement for your vehicle.

You will basically receive all the help and assistance you would expect from a fully featured insurance policy, except you have no excess to pay.


Do I tell my insurer about the accident?

We will notify your insurer for 'information purposes only', this means your insurer to make a note of the incident, but not take any action to deal with the claim. So your next renewal premium should not be affected.

You will not have any costs or charges to pay for our service, as we will recover these from the at-fault driver’s insurer on your behalf.


The many benefits of our service

We and our customers believe that the advantages are clear.

Our comprehensive claims assistance provides you with the following benefits: -

  • There is an alternative to a claim on your own car insurance

  • You will not have to pay any excess

  • We deliver a like-for-like replacement for you to use if yours is un-roadworthy and/or being repaired

  • The replacement will be delivered typically within 3 hours of accepting your claim

  • Guaranteed repairs for your vehicle at one of our approved accident repair centres

  • Repairs alternatively can be arranged at a garage of your own choice

  • Legal assistance will be arranged for all your accident related issues

  • Help is available 24/7 for all your claim queries



To get the benefit our service without a claim on your car insurance, call us on 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury