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Motor Accident?

Car insurance premium increase after claim


If you were at-fault for an accident, your insurance provider will almost certainly have increased the cost of your insurance policy when you renew. This is because you have just shown them that you are not perhaps as good a driver as you thought, and consequently you are more likely to have another accident.

If you have a car accident and it was not your fault, you would expect the insurer of the person responsible to pay for everything and for it not to cost you anything.

Unfortunately, it doesn’t work that way.

Even if you are not at-fault and you make a claim on your policy, it usually makes no difference - your insurance will still go up.

This is curiously because the same also applies in terms of ‘risk’, your insurer will still consider that you are more likely to have an accident – even though you were not responsible.


Your vehicle repaired at no-cost and without a claim on your insurance

Our service is provided independently of any insurer

The accident assistance we provide with your accident claim does not cost you anything because we and our partners recover these costs directly from the at-fault driver’s insurer. There is an alternative to a claim on your car insurance policy.


How our service works

We will notify your insurer that the accident has happened ‘for information purposes only’.

We will then deal with your accident claim in much the same way as your insurer, except we are not bound by the limitations of your car insurance policy.

Our service includes all the help and support you would expect to receive from a fully featured car insurance policy.

  • You will receive a like-for-like replacement for your damaged vehicle

  • Your replacement vehicle is delivered typically within 3 hours of accepting your claim

  • Your vehicle can either be repaired at one of our approved accident repair centres or at a repairer of your own choice

  • Your vehicle repairs are fully guaranteed

  • Legal assistance is arranged for accident related issues such as the recovery of expenses, lost earnings or claims for compensation

  • Access to experienced claims advisors on our 24/7 help line



All the above services are available to you, regardless of the type of insurance cover you may currently have on your car.

To avoid an unnecessary claim on your car insurance today, call us now on 02392 484 244 and we will be happy to help.

Any policyholder can use this service, and it is your legal right to choose who repairs your vehicle. All assistance offered and information given on this page is provided by Car Call UK and its partners , no association or affiliation to any particular insurer is intended in any way, and your statutory rights are unaffected.
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