By increasing the voluntary excess on your car insurance policy you are agreeing to pay towards your claim so that your annual renewal costs are kept to the minimum.
Unfortunately even if an accident was not your fault, your insurer may still require you to pay the excess amount towards the cost of the repairs up-front.
Although this amount can normally be recovered at a later date, you could still find yourself out of pocket for a period of time whilst your insurance claim is being processed.
In the current tough financial climate this can be annoying at the very least.
Another frustrating factor for anyone involved in a non-fault accident is that your insurance claim may also result in an increase in your renewal premium.
At Car Call UK we and our partners deal with your accident claim independently of your own insurer.
Instead of making a claim on your own insurance policy, we and our partners recover the cost of your repairs, provision of a like-for-like replacement hire vehicle and professional legal assistance directly from the at-fault drivers insurer.
This means that you shouldn't have any excess to pay and your policy renewal costs should not be affected by your claim.
In addition to this, our UK based claims team will take care of all the necessary arrangements for you, which will save you a great deal of time and trouble.