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Car insurance excess
By increasing the voluntary excess on your comprehensive policy you are agreeing to pay towards any claim and you may be able to reduce your insurance premium as a result.
However take care as many insurers are already increasing policy excesses in an attempt to help reduce the cost of spiralling motor insurance premiums
Even if an accident was not your fault your insurer still may insist that you to pay the excess amount towards the cost of the repairs. Although this amount can normally be claimed back from the at-fault insurer, you could still find yourself out of pocket for a period of time whilst your insurance claim is being processed. In the current tough financial climate this can be annoying at the very least. Contact us at the office and we can assist you with this.
Another frustrating factor for anyone involved in a non-fault accident is that your insurance claim may well result in a reduction in your no claims discount.
At Car Call UK we we process your accident claim independently of your own insurer. Instead of making a claim on your own insurance policy we recover the costs of your repairs, provision of a like-for-like replacement hire vehicle and professional legal assistance directly from the at-fault drivers insurer.
This means that you don't have any costs to pay up front, have any excess to pay and is much less likely to impact on your annual insurance renewal premium. In addition to this, our UK based claims team will take care of all the necessary arrangements for you, which will save you a great deal of time and trouble.
Please feel free to give us a call on 0845 676 0615 for further information, and one of our experienced claims advisors will be happy to assist you.
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