Having a car or motorbike accident can be a very traumatic and stressful experience. If the accident occured through no fault of your own it is also infuriating to realise that your insurer may effectively penalise you by increasing your insurance premiums as a result of your claim.
The problem lies in the fact that some insurers view any car or motorbike accident as a claim, regardless of whether you were responsible for it or not.
Some motorists and motorbike riders may just assume that they have no other option but to 'bite the bullet' and have their car or motorbike accident claim processed by their own insurer in the 'conventional' way. This may not only result in the loss of their no-claims bonus but will invariably mean that they will have to pay any excess amount on their policy initially with the possibility of claiming this sum back at some later date.
A no-fault car accident or motorbike accident can actually be processed independently of your own insurer and still receive the same and in many cases, a significantly better level of service than would normally be available.
How does an independent no-fault car or motorbike accident claim work?
At Car Call UK we and our partners can notify your insurer about the accident, but it will be marked as 'for information purposes only' and as such should not affect your no claims status.
We will then discuss the circumstances of your accident with you and locate an approved accident repair centre that is convenient to your location. We will then organise a replacement vehicle for you that matches as closely as possible the make and model of your original vehicle and arrange for it to be delivered directly to your door.
If you need to make a compensation claim for any injuries, or you need to recover any lost earnings or expenses you may have incurred as a result of your car or motorcycle accident, we will put you in touch with the solicitors we work with. They specialise in dealing with all aspects of road traffic accident claims and so you can be assured that they will achieve the best possible outcome for you.
None of our services require you to pay any costs because we will simply recover of these on your behalf, directly from the at-fault party's insurance company.
At every stage of your no-fault accident claim we will let you know exactly what is happening, saving you both time and money.
If you have had an accident that was not your fault, please call us now on 02392 484 244 for free help and advice from one of our experienced claims advisors.