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The car accident was not my fault, do I still have to pay my policy excess?
Many people do not realise that even though a road accident is not your fault you may still have to pay the insurance policy excess towards the cost of the repairs. These costs may be able to be reclaimed from your insurer, but it could be a drawn out process and mean that you will be out of pocket for some time.
In addition to this you may lose your no claims bonus as a result of your claim, meaning of course a higher insurance premium when your policy renewal comes around.
Considering the accident was not your fault this can be annoying at the very least.
At Car Call UK we process hundreds of independent claims every year for our customers. Because we recover the costs directly from the at-fault drivers insurer, it means that we can provide you with top quality repairs, like-for-like replacement hire vehicles and professional legal assistance without you having to pay any costs up front.
If you have had a car accident that was not your fault, please give us a call us on 0845 676 0615 or start your free claim enquiry online using the button below and one of our experienced claims advisors will be happy to assist you.
Had an accident?
Call 0845 676 0615
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