Injury compensation claims and why
you should wear seatbelts


Thousands of injury compensation claims are made every year for serious injuries in road traffic accidents. Despite advances in vehicle safety technology the seatbelt still remains the most important piece of safety equipment in your vehicle.

Incredibly though it may seem, research has shown that 22% of drivers still don't regularly wear their seatbelts when driving. These figures are bourne out by recent statistics which have stated that almost a third of fatalities on our roads involved drivers who were not wearing seatbelts.

Its a simple fact that whatever type of acccident you are involved in, you will be safer wearing a seatbelt. They not only halve the risk of a fatality or injury, but they will help your airbags to be more effective in an accident.

Drivers who are thrown out of their vehicles in road accidents are often killed or severely injured. The fact that you are held in place not only stops you from doing this, but also helps prevent you coming into contact with the steering wheel, windscreen or any other solid parts of the vehicle which could cause serious injury.

A vehicle hitting an obstruction will come to a stop almost instantly. The inertia involved means that a driver or passenger will continue moving at the cars original speed until something stops them. In the case of a rear seat passenger this could mean that the only thing that stops them is the front seat and the person sitting in it. The rear seat passenger (even a child) can literally become a lethal projectile, often killing or injuring the person in front, and themselves.

Seatbelts also help drivers to control an unstable vehicle by keeping them securely in their seat.

Assuming the basic interior structure of the vehicle is intact, the seatbelt wearing driver or passenger can at worst expect severe bruising from the belt straps or possibly a whiplash or whiplash related injury.


How to make an injury compensation claim

A whiplash injury can be both annoying and distressing to anyone who is the innocent victim of a careless driver. At Car Call the solicitors we work with specialise in dealing with all types of injury claims, including compensation for whiplash.

You can be assured that we will always look to achieve the best possible compensation settlement available to you.

If you require it, we can even arrange for your damaged vehicle to be repaired and provide you with a quality replacement hire vehicle.

If you have been injured in a car accident that was not your fault, you may be able to make an injury compensation claim. Please give us a call on 02392 484 244 , and one of our experienced claims advisors will be happy to assist you.


No need to claim on your insurance

Anyone who has been involved in a road accident has the right to choose who repairs their vehicle. If you were responsible for the accident you were involved in, the company that insures your vehicle would normally deal with your accident claim.

However if you were not at-fault for the accident, you can choose to either claim on your own insurance policy or make a claim independently of your insurer. To find out more call 02392 484 244 and we will be happy to help.

We and our partners help thousands of people make independent accident claims. Our service enables motorists to get the help and assistance they need to resolve their accident related issues, with the costs being recovered directly from the at-fault driver on your behalf.

No excess to pay

Unfortunately even if an accident was not your fault, your insurer will almost certainly require you to pay your excess before any repair is started on your car.

This money should of course be recovered by an insurer at a later date, but with our service - you do not have to pay it at all.

By using our independent claims service, you are not making a claim on your insurance policy and so you will have no excess to pay.

Receive a like-for-like replacement hire vehicle

Not all insurance policies will include a replacement hire-car for you to use if yours is damaged and unroadworthy. In fact it is typically an 'optional extra' on your policy.

Other policies may offer a 'courtesy car' but this is often just a 'basic' saloon or hatchback which may not be suitable for your needs.

Car Call and its partners will provide a like-for-like replacement vehicle as part of our service. This means we will endeavour to supply a hire-vehicle that similar to your own in terms of its type, make and engine size.

So whether you drive a small hatchback or a prestige sports car, we will look to provide a similar hire-vehicle that suits your needs.

Manufacturer approved vehicle repairs

If you have been involved in a car accident, the last thing you want to have to worry about is the quality of the repairs to your car. We have a UK wide network of partner approved Accident Repair Centres available to all of our customers.

Many of our accident repair centres are have manufacturer approvals for specific brands, so if you require a manufacturer approved repair centre, simply tell your personal claim handler and they will ensure your vehicle goes to an approved repairer.

Want you vehicle repaired by a specific garage? No problem, we can alternatively use a repairer that you specify.

Legal Assistance

Our partner solicitors provide legal assistance as part of our service. They specialise in motor claims related issues, so you can be assured of the best possible advice and assistance.

They issues they can assist you with include:

  • Recovery of the cost of the replacement hire-vehicle
  • Recovery of the cost of uplifting your damaged vehicle
  • Recovery of all repair costs
  • Recovery of the cost of damaged of personal items
  • Seeking financial compensation for an injury